Big “I” Releases 2026 Market Share Report, Highlighting Resilience of Independent Agency Channel

The Independent Insurance Agents & Brokers of America (Big “I”) has released its 2026 Market Share Report, offering a comprehensive look at the state of the U.S. property and casualty insurance marketplace based on 2025 industry data.

According to the report, the independent agency distribution channel continues to maintain a strong position across the insurance industry, holding steady in key commercial and personal lines segments while benefiting from premium growth and improved underwriting performance. The findings indicate that independent agents remain a dominant force in property and casualty insurance distribution despite ongoing market challenges.

The annual report, which analyzes AM Best premium and loss data from all 50 states and the District of Columbia, provides detailed insights into market share trends, premium growth, loss ratios, commission levels, and distribution channel performance. It is designed to help agencies, carriers, and industry stakeholders better understand evolving market conditions and identify emerging opportunities.

Among the report’s key findings, independent agencies continue to demonstrate strong penetration in commercial insurance lines while maintaining gains in personal lines market share achieved during recent years. The report also notes that direct written premiums have continued to grow, contributing to improved combined ratios across the industry.

The Big “I” Market Share Report is widely regarded as one of the insurance industry’s most comprehensive resources for evaluating distribution trends and measuring the performance of independent agents within the broader property and casualty marketplace. The 2026 edition includes state-by-state data, line-of-business analysis, insurer rankings, and historical market comparisons.

The report is available to Big “I” members at no charge, while non-members may purchase access through the organization.

Information for this article was provided by Big “I”. Views and claims expressed in this article are those of the source company and do not necessarily reflect the views of AgencyEquity.com. This article may have been edited with the help of AI.