Fortress Insurance & Benefits Group has officially launched as an independent insurance agency based in Sea Bright, New Jersey, offering personal, commercial, life and health insurance solutions.
Founded by Annette Raynor, the agency serves individuals, families and businesses throughout the Jersey Shore and surrounding areas. Fortress focuses on helping clients evaluate their overall insurance needs rather than purchasing individual policies based primarily on price.
As an independent agency, Fortress works with multiple insurance carriers through direct appointments and national insurance networks. This allows the firm to compare coverage options, deductibles and premiums from different insurers.
Annette Raynor, founder and principal of Fortress Insurance & Benefits Group, said she established the agency to address situations where consumers purchase policies without fully understanding their coverage or identifying potential gaps.
The agency offers homeowners, renters, auto, umbrella and high-value property insurance, along with commercial coverage such as general liability, business owners policies, professional liability, cyber liability and workers’ compensation.
Fortress also provides life insurance, employee benefits, business continuation planning, Medicare guidance, Medigap coverage, variable life insurance and annuities. Additional services include travel-related repatriation protection and insurance coverage reviews.
The agency’s approach includes reviewing clients’ existing policies, identifying potential coverage gaps and presenting insurance options based on their individual circumstances. Clients work directly with a principal advisor throughout the process.
Raynor said the agency aims to help clients understand their coverage choices while balancing appropriate protection with competitive pricing.
Fortress is licensed in New Jersey to provide property, casualty, life, accident and health insurance, along with variable life and annuity products and personal and commercial coverage.
The agency plans to expand into New York, Virginia and Florida within the next six months.
Information for this article was provided by Fortress Insurance & Benefits Group LLC. Views and claims expressed in this article are those of the source company and do not necessarily reflect the views of AgencyEquity.com. This article may have been edited with the help of AI.
