Presentation of Best’s Credit Ratings™

a. The rating modifier assigned to a Best’s Credit Rating™ must be shown. The Rating Modifiers are outlined in Exhibit C.

b. The rating “effective date” (month/year) must be displayed with the rating.

c. The company for each referenced Best's Credit Rating™ will be identified by either its A.M. Best or NAIC Number

For a Guide to Best's Credit Ratings™ please enter at http://www.ambest.com/ratings and to view our Important Notice: Best’s Credit Ratings, please enter at http://ambest.com/ratings/notice for complete details.

“Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at http://www.ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.”

“Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of Strategic Agencies, LLC or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.”

For Financial Strength Ratings: “A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/notice.”

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Farmers Insurance Group

Farmers Insurance Group of Companies is the country's third-largest insurer of both private Personal Lines passenger automobile and homeowners insurance, and also provides a wide range of other insurance and financial services products. Farmers operates primarily in 41 states across the country through the efforts of approximately 20,000 employees. Farmers exclusive and independent agents, along with Farmers employees, are responsible for servicing more than 15 million customers.