Agents Samier S. Mishkoor and Esmeranda Kovacevic (Osmonovic) also suspended
LANSING – The Michigan Department of Insurance and Financial Services (DIFS) has summarily suspended the licenses of insurance agents Samier S. Mishkoor and Esmeranda Kovacevic (formally Esmeranda Osmonovic) and the insurance agency Affordable Insurance Agency III, Inc. for violating numerous provisions of the Michigan Insurance Code. Affordable Insurance Agency III, Inc. is located at 37053 S. Gratiot, Clinton Twp. Michigan 48036.
After receiving a complaint, DIFS opened an investigation and discovered the agents were selling fraudulent Michigan certificates of no-fault auto insurance, keeping the money, and leaving consumers without coverage.
“Drivers who made a purchase at Affordable Insurance Agency III, Inc. or through Mishkoor or Kovacevic are urged to contact the insurance company listed on their policy to determine whether their coverage is valid,” said DIFS Director Ann Flood.
Consumers who wish to file a complaint can contact DIFS toll-free at 877-999-6442.
A complete copy of the order can be found on the DIFS website.