United Midwest is a small community bank, and unique niche lender that specializes in SBA loans. While a traditional local bank may only be comfortable with lending against hard asset value such as real estate and equipment, we want to understand the real value of your business including the intangible value and are comfortable in lending against that value.
Our business model is simple, providing the most effective loan solutions that meet the needs of our targeted industry segments. We are not looking for deposit accounts or trying to cross sell other services or products.
Our small size and focused approach allows for quick loan decisions and a fast closing process. Your lender and closing specialist will work with you throughout the closing process to answer questions and keep you informed. The complete process from approval to closing can be a short as two weeks.
We offer competitive loan pricing and terms. Loan maturities can be up to twenty five years for real estate loans and ten years for everything else.